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Visit An Office Near YouMAIN OFFICE
11 N. Second Street
PO Box 171
Clearfield, PA 16830
Phone: (814) 765-7551
Fax: (814) 765-2943
BRIDGE STREET OFFICE
204 Bridge St.
Clearfield, PA 16830
Phone: (814) 765-1645
Fax: (814) 765-2672
GOLDENROD OFFICE
1935 Daisy Street
Clearfield, PA 16830
Phone: (814) 768-5200
Fax : (814) 768-5206
CURWENSVILLE OFFICE
407 Walnut Street
Curwensville, PA 16833
Phone: (814) 236-2441
Fax: (814) 236-4650
DuBOIS OFFICE
91 Beaver Drive
DuBois, PA 15801
Phone: (814) 371-1400
Fax: (814) 371-2903
PHILIPSBURG OFFICE
19 Irwin Drive Extension
Philipsburg, PA 16866
Phone: (814) 342-5750
Fax: (814) 342-7321
PINE GROVE MILLS OFFICE
511 Pine Grove Road
State College, PA 16801
Phone: (814) 238-0578
Fax: (814) 238-1959
HUNTINGDON PLAZA OFFICE
7545 Huntingdon Plaza
Huntingdon, PA 16652
Phone: (814) 643-0350
Fax: (814) 643-8073
HUNTINGDON DOWNTOWN OFFICE
500 Penn Street
Huntingdon, PA 16652
Phone : (814) 643-8042
Fax: (814) 643-8088
MOUNT UNION OFFICE
16 W Shirley Street
Mount Union, PA 17066
Phone: (814) 542-2591
Fax: (814) 542-4074
SAXTON OFFICE
729 Main Street
Saxton, PA 16678
Phone: (814) 635-2954
Fax: (814) 635-2387
THREE SPRINGS OFFICE
8384 Ashman Street
Three Springs, PA 17264
Phone: (814) 448-2201
Fax: (814) 448-9253
WILLIAMSBURG OFFICE
101 High Street
Williamsburg, PA 16693
Phone: (814) 832-2128
Fax: (814) 832-2120
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Protecting Your IdentityIdentity theft is the misuse of someone’s personal information to commit fraud. Identity theft criminals assume a person’s identity, apply for credit in the victim’s name, run up huge bills, stiff creditors and generally wreck the victim’s credit record.
At Clearfield Bank & Trust , we put a combination of safeguards in place to protect customers, including employee training, rigorous security standards, data encryption and fraud detection. You as a consumer can take these steps to avoid becoming a victim:- Don’t give your social security or account numbers to anyone over the phone unless you initiated the call.
- Shred receipts, old bank statements and unused credit card offers before throwing them away.
- Review your bank and credit card statements as soon as you receive them to check for any unauthorized transactions.
- Protect your Personal Identification Numbers and computer passwords. NEVER carry this information with you.
- Click with caution. When shopping online, check out a web site before entering your credit card number or other personal information. If there is no privacy policy, beware. Only enter personal information on secure web pages with “https” in the address bar and a padlock symbol at the bottom of the browser window.
- Order copies of your credit report once a year to ensure accuracy. You can access the link to obtain your free credit report via the bank’s website, www.cbtfinancial.com . or call any of the three national credit reporting agencies: Trans Union (800-888-4213), Equifax (800-685-1111) or Experian (888-397-3742).
If you suspect misuse of your personal information to commit fraud, take action immediately.- Report any suspected fraud to your bank and credit card issuers immediately so they can start work to close accounts.
- File a police report with your local police department and call the fraud unit of the three credit reporting agencies mentioned previously. Request a fraud alert for your file and a victim’s statement asking creditors to call you before opening new accounts or changing your existing ones.
- Keep a record of all conversations and correspondence.
- For additional advice, you can contact the Federal Trade Commission’s ID Theft Consumer Response Center at 1-877-ID THEFT or online at www.consumer.gov/idtheft .
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Clearfield Bank & Trust Company Video SegmentsWhy Clearfield Bank & Trust Company
Meet Bill Wood, Chairman, President and CEO of Clearfield Bank and Trust Company. He invites you to review the library of financial topics that will help you make wise banking decisions.
Protecting Yourself from Identity Theft
Meet Robb Ritchey, Assistant Vice President. Learn how to protect yourself from Identity Theft and what to do if you suspect your identity has been stolen.
Establishing Credit
Robb Ritchey shares insightful tips on establishing and managing credit. This segment is filled with practical, how to information.
Affordable Mortgage Options
Kristi Johnson, Assistant Vice President, Mortgage Department, invites you to learn more about the many affordable options for mortgages, including first time homebuyer and PHFA.
Starting A Business?
Glenn Fisher, an expert in business banking, shares his knowledge to help you start or grow a business. His experience can help you prosper.